Wednesday, July 11, 2007

Inspiration & A Little Kick in the Pants :-)

I've known this to be true with something such as weight loss...that having a network of supportive women friends can do wonders for your success (having people by your side who are going through the same struggle as you, there to cheer each other on toward the finish line).

QUESTION: Why hadn't I sought the support and encouragement of my own friends when I set the goal to get on a solid financial path?

ANSWER: Embarrassment. We don't talk about our money. We don't even tell ourselves the honest truth about our own financial situation. We live in a time when it would be odd to pass up an invitation to go shopping (like I need more clothes!), see a movie (at today's prices?!), eat at a restaurant (What? There's no food in my fridge?!) etc. etc. to save money. Who needs that when you can just charge it? Well, that's a load of crap!!!

We NEED to support each other in making wise money choices. We are the richest country in the world (i think, or at least well enough off that NONE of us should be stressed about money, but we are)!!! The same way we stress about our weight but don't put down the donut and do something about it (experience talking here).

I just encourage anyone who might stumble upon my humble little site...take a real honest look at your financial situation. It's probably not going to be pretty (much like when I put that damned bathing suit on last month for the first time in I don't know how long, but I did it, and now I'm on a diet.) What do you see when you look in your financial mirror? Is there any money actually there? Do you own your car (and if you're making payments, the answer is NO)? Do you OWE money to 1 or more credit cards? Department store cards? Student Loan institutions? Home Improvement stores? ETC. ETC? Do you owe money, period?

If your paycheck was gone tomorrow, how many months, weeks, days, hours, could you go before crisis ensued? That's the REALLY SCARY thought. Putting your head in the sand will not change your situation. Feeling bad and obsessing over all those purchases you can't even remember making isn't going to change your situation. So, stop worrying about what you're going to find if you face the truth, and just face it.

You'll feel so much better when you do, I promise. I go to bed every night in peace because I finally stopped WORRYING and started DOING. (You can't change yesterday. But, you can learn from it.)

God bless.

3 comments:

  1. Amen Lady! Because of you, I am thinking of starting another blog dedicated just to my finances. I have 5 credit cards to pay off, the highest limit is only $750 + a personal loan of $8000+/-. Other than that, it's just the house. However, I would love to get some money into savings.

    Thanks for the encouragement, and the chance to be hed accountable.

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  2. Jypsi,

    Awesome! I say go for it. I have had so much fun knocking out one bill after another. I can't believe how many different bills we paid each month before I started doing this. I can't wait until all we pay is utilities, electric, phone, and insurance!! How cool will that be?

    I look forward to walking this journey with you and sharing in our successes (and setbacks).

    Take care.

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  3. I love to watch the progres on your blog! Keep at it snobaby and Jypsi - you'll get there! Baby steps, just baby steps!!!

    Cheering you both on!

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