A Cash Christmas!!!

Every year my husband and I cannot seem to stick to a designated spending amount for our children. We just get swept up in the spirit of the holiday and the joy of giving. What separates this year from all previous ones is the fact that we actually can afford to splurge on our children this year, paying cash for gifts!!

What a blessing!!

Living a VISA-Free Life...Final $11,305 PAID OFF!

Today is a day of CELEBRATION!!! Along with having just commemorated our country's independence, I can now celebrate my family's independence....no longer relying on credit cards for ANYTHING!!!

I've been busy attacking VISA, and here are the final results...

April: Dropped $2,105
May: Dropped $2,100
June: Dropped $3,000
July: Dropped the FINAL $5,100

So, VISA is kicked to the curb, and my family is left with only a house payment and a student loan. It's UNBELIEVABLE the feeling I have right now, and I know it hasn't even sunk in yet just how FREE we are. Next month, when money comes in with no credit card to put it towards, maybe I'll truly absorb just what a monumental achievement this is.

Staying Strong & Moving Mountains

It's been a while since my last post, but that does not mean I've lost focus on the goal to drop debt. I have continued to make payments and drop the balance on the final credit card, and it WILL be gone soon!

I will update the total soon.

What a difference a year makes!

Thanks to another wonderful website, www.pinktruth.com, I was discussing with some efriends today just what each of us has accomplished this first quarter of 2010. That got me to thinking about just where I was a year ago in terms of the debt snowball...

In looking back at older posts, I can see that just a year ago I still had a car payment AND I still had a home improvement loan, credit card, and student loan. TODAY I am close to paying off our final credit card. Then, I will just have the student loan. A year from NOW, we just may be DEBT-FREE!!

Taking Necessary Precautions

Well, I tried to avoid it for as long as I could. I didn't want to require anyone to register with the blog in order to post a comment. However, I have had so many spam posts of a "Nigerian Scam" persuasion, that I'm forced to require it.

If you ever wish to post a comment, just know that registration is only there to hopefully deter the phishers out there. I look forward to your words of support, suggestion, or otherwise.

Sincerely,

SnoBaby

$4,200 paid to CC Since Jan. 1!!!

Again, I've let this blog fall by the wayside. However, I have NOT stopped making forward progress in dropping the debt. Since that last post, I've paid an additional $4,200 towards our final credit card. If I were to take a quick peak, I could tell you the exact total we have left, but I'm rather lazy. So, I'll ballpark it...we have just about $8,000 left on that card.

Each time the number in the thousands place goes down, I feel the momentum and excitement building!!

New Year's Resolutions!! :-)

2010 is off to an INCREDIBLE start!! With only two debts left to pay off, and a second income with which to pay it, we will be in great shape! Yay!!


Update:
Credit Card Balance: $12,000
Student Loan: $18,000


This is the year to BECOME DEBT FREE!!!