Confessions of a Shopaholic!!!

Well, I wish I could say that I've just been drastically reducing debt. But, unfortunately, I have to confess I have fallen off the wagon, BIG TIME. Well, maybe not big time. But, my balance isn't going down right now.

Here's the deal: The summer began, I did very well with budgeting for our family vacation trips to see family. Took cash from savings that I'd saved up all year.

Then, instead of putting our tax rebate $ on the debt snowball, I finally acquiesced after a year of my husband wanting a flatscreen TV. I let him splurge on something he wanted so much. Well, it was "free" money, right? The sprial began shortly thereafter.

My laptop (which was free for me-a hand-me-down from family) went dead. So, I decided I could buy a new one. I was making good money, and I would make this one purchase for myself. Then, we'd be back on the wagon. So, I did it.

Next, my husband noticed that our dining room chairs were falling apart. He actually didn't sit on certain ones for fear of collapsing them. So, we looked around, and decided to buy a new dining set. Again, more $ on the card.

OK...it was time to stop the bleeding. No more purchases! We're done.

Around this time, my testing schedule slowed down. So, my money coming in to put on debt was coming at a trickle instead of a pour. Well, as long as something was being put toward our debt we'd be fine. It would just take a little longer to pay off. Still, we're in good shape...


Then, I cracked a tooth. Went to the dentist...maxed out an entire year's dental coverage and paid hundreds out of pocket (or on the card as it were), only to have to return for MORE out-of-pocket work.

Now, the truck needs tires!!!


Agghhh!!! This is that point in a diet when you just say, "To hell with it, and eat an entire cake!!" BUT, I'm not going to do that. I'm going to appreciate that I'm better off today than I was before. I'm just not where I wanted to be. I re-assess, and I move forward.

Blessings.

$580 paid

Another payment made to the card. :-)

$2180: So Busy Paying, Don't Have Time to Post!

I made a $320 payment to the plastic monster on early June, and another $360 a couple of weeks later, AND, I just put $1500 toward kicking that money-sucking monster out of my house & wallet.

:-)

$950 paid

I've been so busy that I neglectd to report this payment when it was made. It is becoming an ingrained part of my routine that I just take my check to the bank and plop a huge payment down on the card that it slips my mind to come home and report it on my blog. That is a wonderful situation to be in. It means I've establish a habit of paying off debt!!!

$2227 Down!

1 more payment closer to financial freedom!

$1000 closer to FREEDOM!!!

Yippee!!

$500 Down!! Sorry Mr. Wallace

Sorry Ed Wallace. Instead of having a $500 car payment (or Fleece...I mean lease payment), I took $500 and put it toward paying off my credit card. I apologize in advance if my decision causes our economy to collapse. I can't say you didn't warn me, Ed.


Yes, I'm still utterly annoyed. See previous post if you're confused.

:-)