Saturday, January 12, 2008
Tuesday, January 8, 2008
$600 to CC
Well, Christmas may have been a time in which I stopped digging OUT of the hole called debt, but the nice thing was that it wasn't a time I started digging down farther INTO the hole. So, life is good. In fact, life is so good, I didn't even post that I'd made this payment over a week ago. Life is good.
I'd better get back to my digging.
I'd better get back to my digging.
Friday, December 7, 2007
Frugal Grocery Shopping
If you've been reading my posts, you know that I sometimes talk about other ways in which I'm trying to lower our cost of living, besides just paying off existing debts.
For example, I've worked on lowering our electric bill, and I was able to lower our phone bill as well.
Well, today I am writing about groceries. The truth is that although they're a necessity, we don't have to pay as much as we do for them. Case in point, there are specific items that we ALWAYS buy (whether weekly, monthly or what), and if we buy them in bulk when they're on sale, we keep some of that money in our pockets.
Here are the things I was able to save money on this week:
Pork Sirloin Chops 1.99/lb Usually 4.49/lb.
Chicken breasts 1.68/lb Usually 2.99/lb
Bagels 2.50, Usually 3.69 (we like the really good ones)
Frozen blueberries 2 for 1
Toilet paper 2 for 1
Paper towel 2 for 1
Etc, etc, etc.
The point is, if I just bought what I needed this week/month, then I am going to pay more money for them the next time I need them b/c I can't count on them being on sale. So, I buy mass quantities of what I can stock up on. Then, I do it again the next time these items are on sale.
Doing this means you have to budget so much into your groceries for stocking up. You can do it, it just requires planning. A helpful website for planning is www.sundaysaver.com. You can look up your local grocery store's Sunday ads pages, click the items you are interested in, and print a list for that store. Then, you won't get distracted by other items in the store. Just stick to your list!
For example, I've worked on lowering our electric bill, and I was able to lower our phone bill as well.
Well, today I am writing about groceries. The truth is that although they're a necessity, we don't have to pay as much as we do for them. Case in point, there are specific items that we ALWAYS buy (whether weekly, monthly or what), and if we buy them in bulk when they're on sale, we keep some of that money in our pockets.
Here are the things I was able to save money on this week:
Pork Sirloin Chops 1.99/lb Usually 4.49/lb.
Chicken breasts 1.68/lb Usually 2.99/lb
Bagels 2.50, Usually 3.69 (we like the really good ones)
Frozen blueberries 2 for 1
Toilet paper 2 for 1
Paper towel 2 for 1
Etc, etc, etc.
The point is, if I just bought what I needed this week/month, then I am going to pay more money for them the next time I need them b/c I can't count on them being on sale. So, I buy mass quantities of what I can stock up on. Then, I do it again the next time these items are on sale.
Doing this means you have to budget so much into your groceries for stocking up. You can do it, it just requires planning. A helpful website for planning is www.sundaysaver.com. You can look up your local grocery store's Sunday ads pages, click the items you are interested in, and print a list for that store. Then, you won't get distracted by other items in the store. Just stick to your list!
Wednesday, December 5, 2007
$100 paid
It's not a big payment, but it's chipping away at that debt nonetheless. I made a $100 payment to the credit card. Ahh, it feels good to be knocking this sucker out, one payment at a time, until it's gone!!
Monday, November 26, 2007
Friday, November 9, 2007
$300 payment...Attacking The LAST CREDIT CARD!!!
I paid $300 to the last of the credit cards this family will ever see!! I've got a ways to go, but I can SEE the finish line.
A year ago my family's life was very different. Fundamentally we were the same, but when bills are on your mind, and looking at the numbers makes a person queasy, life is definitely different for the spirit.
Today, I feel anxious in a good way when I sit down to look at the numbers. I am anxious about finishing up paying off debts. I am anxoius about getting aggressive in paying off our house. I am itching to get started on college funds for our kids. It's all POSITIVE excitement and anxiety.
What a difference a year of focused, conscious planning makes.
A year ago my family's life was very different. Fundamentally we were the same, but when bills are on your mind, and looking at the numbers makes a person queasy, life is definitely different for the spirit.
Today, I feel anxious in a good way when I sit down to look at the numbers. I am anxious about finishing up paying off debts. I am anxoius about getting aggressive in paying off our house. I am itching to get started on college funds for our kids. It's all POSITIVE excitement and anxiety.
What a difference a year of focused, conscious planning makes.
Thursday, October 18, 2007
1 DOWN, 3 to go!
It's official!!! Today I pay off credit card #1!
I paid $570 yesterday, and today I pay $422.60!! And, that sucker is out of my life, my wallet, my consciousness!
It feels awesome!!
I paid $570 yesterday, and today I pay $422.60!! And, that sucker is out of my life, my wallet, my consciousness!
It feels awesome!!
Subscribe to:
Posts (Atom)