It's official!!! Today I pay off credit card #1!
I paid $570 yesterday, and today I pay $422.60!! And, that sucker is out of my life, my wallet, my consciousness!
It feels awesome!!
Thursday, October 18, 2007
Tuesday, October 16, 2007
$150 to CC
And, the momentum begins to build back up!!! I paid 150 to the credit card today, and deposited a couple of paychecks. So, when those get posted, I will be sending another payment. Then, that big paycheck is coming for a month's worth of test proctoring, and I can't wait to put that towards debt.
Monday, October 15, 2007
Momentum, Interrupted
It's amazing how slipping even a little bit out of a good routine can derail an entire gameplan. I wouldn't say that's exactly what's happened to me, but I can say that my momentum has been slightly interrupted.
First, I chose to take a portion of my income and put it towards a home improvement project that we've meant to do for years. Although this seemed like a very practical choice, I missed not being able to post that I'd used that $ for a credit card payment.
Second, I started a new testing gig, and it only pays once a month. So, once a month there will be a BIG payment post, but again, I miss the momentum of posting 2-4 times a month that I've made payments. (However, I will LOVE seeing the post of the BIG payment I make once a month).
Third, one of my testing gigs has had some human resources turnover, and it seems to have occurred with their payroll department. They are a couple of checks behind.
The good news is that while October has appeared to be a lean month, I think it will end with a BANG. I just have to be paitent and wait for it.
:-)
God bless.
First, I chose to take a portion of my income and put it towards a home improvement project that we've meant to do for years. Although this seemed like a very practical choice, I missed not being able to post that I'd used that $ for a credit card payment.
Second, I started a new testing gig, and it only pays once a month. So, once a month there will be a BIG payment post, but again, I miss the momentum of posting 2-4 times a month that I've made payments. (However, I will LOVE seeing the post of the BIG payment I make once a month).
Third, one of my testing gigs has had some human resources turnover, and it seems to have occurred with their payroll department. They are a couple of checks behind.
The good news is that while October has appeared to be a lean month, I think it will end with a BANG. I just have to be paitent and wait for it.
:-)
God bless.
Wednesday, September 19, 2007
$1,632.35 to CC!!!
Today I made a MONSTER PAYMENT to the credit card. I made a business decision a few weeks ago that I should return what Mary Kay products I could to Corporate for repurchase. I made this decision for the following reasons:
1. I had not been working that business since beginning as a test proctor.
2. I could not work BOTH as a test proctor and as a Mary Kay consultant (too much time).
3. I was making more money at my test proctoring than I had been as a MK consultant.
4. If I wasn't selling what I had in my inventory, I didn't want that product to go to waste.
It made sense to send back what I was able to send back, and put that money to good use paying off debt.
Having done so, I am now just a few hundred dollars away from PAYING OFF, and CLOSING this account!!!
My next test proctoring paycheck should cover this...so, that debt WILL BE PAID OFF BEFORE OCTOBER!!!!
Yeah!!
1. I had not been working that business since beginning as a test proctor.
2. I could not work BOTH as a test proctor and as a Mary Kay consultant (too much time).
3. I was making more money at my test proctoring than I had been as a MK consultant.
4. If I wasn't selling what I had in my inventory, I didn't want that product to go to waste.
It made sense to send back what I was able to send back, and put that money to good use paying off debt.
Having done so, I am now just a few hundred dollars away from PAYING OFF, and CLOSING this account!!!
My next test proctoring paycheck should cover this...so, that debt WILL BE PAID OFF BEFORE OCTOBER!!!!
Yeah!!
Friday, September 7, 2007
$400 to CC
Paid $400 to the credit card today!!!
It's time for a countdown:
Balance before this payment... $3,164 (and some change)
Minus $400
New Balance:
$2,764.00!!!
It's time for a countdown:
Balance before this payment... $3,164 (and some change)
Minus $400
New Balance:
$2,764.00!!!
Sunday, August 26, 2007
$475 to CC
YES!! It feels great to be getting closer, and closer to a 0 balance. I can't wait until I post that this account is paid and closed. Expect the news in October.
:-)
:-)
Thursday, August 23, 2007
$100 to CC
I just made yet another payment to the credit card!! I am almost up to $24,000 debt dropped! When I started this blog in March, I had dropped $21,100. I love seeing the progress here.
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