It's official!!! Today I pay off credit card #1!
I paid $570 yesterday, and today I pay $422.60!! And, that sucker is out of my life, my wallet, my consciousness!
It feels awesome!!
I am a wife and mother living in a one-career household. I have begun making decisions to take control of our financial future (including taking on small jobs that fit into my life and using the $ earned to pay off bills). One of the things that is keeping me focused and motivated is posting my progress on this blog and sharing what I am learning along the way.
Thursday, October 18, 2007
Tuesday, October 16, 2007
$150 to CC
And, the momentum begins to build back up!!! I paid 150 to the credit card today, and deposited a couple of paychecks. So, when those get posted, I will be sending another payment. Then, that big paycheck is coming for a month's worth of test proctoring, and I can't wait to put that towards debt.
Monday, October 15, 2007
Momentum, Interrupted
It's amazing how slipping even a little bit out of a good routine can derail an entire gameplan. I wouldn't say that's exactly what's happened to me, but I can say that my momentum has been slightly interrupted.
First, I chose to take a portion of my income and put it towards a home improvement project that we've meant to do for years. Although this seemed like a very practical choice, I missed not being able to post that I'd used that $ for a credit card payment.
Second, I started a new testing gig, and it only pays once a month. So, once a month there will be a BIG payment post, but again, I miss the momentum of posting 2-4 times a month that I've made payments. (However, I will LOVE seeing the post of the BIG payment I make once a month).
Third, one of my testing gigs has had some human resources turnover, and it seems to have occurred with their payroll department. They are a couple of checks behind.
The good news is that while October has appeared to be a lean month, I think it will end with a BANG. I just have to be paitent and wait for it.
:-)
God bless.
First, I chose to take a portion of my income and put it towards a home improvement project that we've meant to do for years. Although this seemed like a very practical choice, I missed not being able to post that I'd used that $ for a credit card payment.
Second, I started a new testing gig, and it only pays once a month. So, once a month there will be a BIG payment post, but again, I miss the momentum of posting 2-4 times a month that I've made payments. (However, I will LOVE seeing the post of the BIG payment I make once a month).
Third, one of my testing gigs has had some human resources turnover, and it seems to have occurred with their payroll department. They are a couple of checks behind.
The good news is that while October has appeared to be a lean month, I think it will end with a BANG. I just have to be paitent and wait for it.
:-)
God bless.
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